Studies and Research on Microfinance Sector in Morocco: An Overview
Keywords:Microfinance, Moroccan micro-Credit Association, Micro-Finance Institution, Activity, low income.
AbstractThe Microfinance sector in Morocco started during the 90s to meet the needs of a large population excluded from the banking system and which require financial support to improve its situation and its living conditions. This sector has grown considerably in a few years after the creation of the first Moroccan microfinance associations (AMC), thatâ€™s why several studies and research has been done in order to evaluate this sector and its sustainability from one side and to identify and measure the contribution of the microfinance sector to the development of its customers from another side. This paper discusses the current situation of the microfinance in Morocco while evaluating its contribution to the development of the activities financed by this sector also it includes many of the studies and research which has been conducted to analyze this sector.
Al Amana. Evaluation of the contribution of Al Amana to the development of its customers. February 5, 2004. Available at: www.alamana.org.ma/images/Rapport_Impact_AlAmana.pdf
Albaraka. Study of the economic and social impact of microcredit. Working paper. June, 2014.
Amghar, I, Direction of treasury and outside Finances, Ministry of Economy & Finance. (2008). Evolution of the microcredit sector in Morocco. Working paper, December 2008.
Atallah, C. & El Hyani, O. (2005). Microfinance: what perspectives of development for IMF? Case of Morocco. Research paper, Great Cycle School, ESCP Europe. May, 2009.
Bouharra, F. (2004). Risk, uncertainty and microenterprises financing in Morocco: Comparative study with formal business of the Moroccan manufacturing sector, Memory for obtaining the DESA, University Hassan II, Casablanca.
CGAP. Development, crisis and recovery of the microfinance sector in Morocco.December 2009. Available at: www.cgap.org or http://www.microfinancegateway.org/fr/library/essor-crise-et-redressement-du-secteur-de-la-microfinance-au-maroc
Duval, A. Evaluation of the micro-credit sector in Morocco. Working paper, September 28, 2001.
IKM, Planet Finance Morocco & FNAM (2005). Evaluation of the impact of microfinance in Morocco. Available at: www.alamana.org.ma/images/Etude_impact_IKM.pdf
CrÃ©pon, B., Devoto, F., Duflo, E., & Pariente, W. Evaluation of the impact of microcredit in rural area in Morocco, SÃ©rie Analyse dâ€™Impact Ex Post nÂ°2. Paris: Agence franÃ§aise de dÃ©veloppement, March, 2012.
JAIDA. Sectorial study: MicroFinance one year after the announcement of turbulences. Working paper. September 2009.
Moufatih, A. (2010). The implementation of a product of Microleasing within an institution of microfinance. Le Management par La VALEUR des produits, procÃ©dÃ©s et services, Revue de lâ€™Association FranÃ§aise pour lâ€™Analyse de la Valeur â€“ AFAV nÂ°124-125, PP.9-23.
Mourji, F. (2000). Studies of the impact of Zakoura Micro-Credit (ZMC) Program. MicroStart Program. Working paper, December 2000.
Pallud, A. (2005). Current situation of the microfinance sector in Morocco. BIM nÂ°18. October 2015.
Reille, X. (2014). Out of the crisis in the microfinance sector in Morocco: Timely and effective interventions. International Finance Corporation World Bank Group.
Reille, X., Lyman, T.R. (2005). Diagnostic Report on the Legal and Regulatory Environment for Microfinance in Morocco. Working paper. June, 2005.
The FNAM Portal: www.fnam.ma
The Microfinance portal: www.microfinance.ma
The Mix Market Portal: www.mixmarket.org
Yunus Center : http://www.muhammadyunus.org/
How to Cite
- Papers must be submitted on the understanding that they have not been published elsewhere (except in the form of an abstract or as part of a published lecture, review, or thesis) and are not currently under consideration by another journal published by any other publisher.
- It is also the authors responsibility to ensure that the articles emanating from a particular source are submitted with the necessary approval.
- The authors warrant that the paper is original and that he/she is the author of the paper, except for material that is clearly identified as to its original source, with permission notices from the copyright owners where required.
- The authors ensure that all the references carefully and they are accurate in the text as well as in the list of references (and vice versa).
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Attribution-NonCommercial 4.0 International that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
- The journal/publisher is not responsible for subsequent uses of the work. It is the author's responsibility to bring an infringement action if so desired by the author.